Jacksonville real estate vs inflation: did it beat the dollar?
181% × 46%
Updated June 1, 2026 · Redfin · BLS / FRED (CPIAUCNS)
Since 2013, Jacksonville real estate is up 181% while U.S. consumer prices rose 46%. Jacksonville real estate far outpaced inflation — but the ride was brutal: its worst drop was 13%. Figures in U.S. dollars.
Base 100 since 2013
Why compare Jacksonville home prices (US$/m²) and U.S. inflation (CPI-U)
Jacksonville is one of Florida's more affordable major metros, a sprawling port and military city on the northeast coast with a sizable finance and insurance presence. It has long traded well below Miami and the South Florida coast on price per square meter, part of what has drawn relocating buyers and retirees. Like much of Florida it fell hard in the 2008 housing crash and then shared in the strong post-2020 inbound migration that lifted Sun Belt values, before the cooling that followed higher mortgage rates. The table below shows how its property values per square meter held up against inflation across that span.
Returns by window
| Window | Jacksonville home prices (US$/m²) | U.S. inflation (CPI-U) |
|---|---|---|
| 1 year | 2% | 4% |
| 5 years | 25% | 24% |
| 10 years | 89% | 39% |
| since 2013 | 181% | 46% |
The price of return: risk
| Asset | Annual volatility | Worst drop |
|---|---|---|
| Jacksonville real estate | 9% | -13% |
| Inflation (CPI) | 1% | -2% |
$10,000 in each, since 2013
| Asset | Value today |
|---|---|
| Jacksonville real estate | $28,138 |
| Inflation (CPI) | $14,553 |
Frequently asked questions
Did Jacksonville real estate beat inflation?
Over the period, Jacksonville real estate returned 181% while U.S. consumer prices rose 46%. The gap is what the asset earned beyond simply keeping pace with the dollar.
Does this account for the dollar losing value?
Yes. The inflation line is U.S. CPI, the measure of how much purchasing power the dollar lost over the same period. Returns above that line are gains in real terms.
Does a higher return mean a better investment?
Not on its own. A higher return came with higher risk here — the volatility and the largest drop on this page show how much the value swung along the way.
Keep exploring
Descriptive, educational content computed from official public data. Not investment advice. Past performance does not guarantee future results.