Gold (XAU/USD): returns since 2000

Gold is the world's oldest store of value, the asset that pays no interest, owes nothing to anyone and outlasts currencies. It has no cash flow and no measurable intrinsic value, so its price is set by demand for a monetary metal alone.

Our closing-price series for gold (XAU/USD) runs from 2000, in U.S. dollars. The honest test is against the purchasing power of the dollar: the comparison with U.S. inflation (CPI) shows the gain in real terms, after the dollar itself lost ground.

Gold's modern era began in August 1971, when the United States ended the dollar's convertibility into the metal and let the price float freely for the first time in generations. Two stretches define our 2000 series: a long climb through the 2000s that accelerated during the 2008 crisis, peaking above $1,900 an ounce in 2011, and a fresh run to new highs in the 2020s as inflation returned. The pattern is consistent, gold tends to shine when confidence in the dollar and in markets is shaken.

Cumulative return by window (in U.S. dollars)

WindowCumulative
1 year 25%
5 years 127%
10 years 205%
20 years 549%

Largest historical drop: -42% · annual volatility: 17% .

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Descriptive, educational content computed from official public data. Not investment advice. Past performance does not guarantee future results.