Miami real estate vs Gold since 2013
204% × 175%
Updated July 1, 2026 · Redfin · daily closing prices (not exportable)
Since 2013, Miami real estate returned 204% and Gold returned 175%, in U.S. dollars. Miami real estate won the period — but with different risk: the worst drop was 21% (Miami real estate) vs 36% (Gold).
Base 100 since 2013
Why compare Miami home prices (US$/m²) and Gold (XAU/USD)
Miami real estate and gold both attract money looking for a hard asset outside of stocks, so the comparison is a natural one. It pits Miami home prices per square foot, from Redfin sold listings, against gold in U.S. dollars, and both sides are measured by price appreciation alone: no rent, leverage, property taxes or maintenance on the housing side, and gold earns no interest. The two move to different drummers. Gold rallies on crises and inflation fear and can stall for long stretches, while Miami prices run hot around migration and credit then cool sharply. The leader depends on which years you bracket. This is not investment advice.
Returns by window
| Window | Miami home prices (US$/m²) | Gold (XAU/USD) |
|---|---|---|
| 1 year | -3% | 25% |
| 5 years | 46% | 127% |
| 10 years | 100% | 205% |
| since 2013 | 204% | 175% |
The price of return: risk
| Asset | Annual volatility | Worst drop |
|---|---|---|
| Miami real estate | 19% | -21% |
| Gold | 16% | -36% |
$10,000 in each, since 2013
| Asset | Value today |
|---|---|
| Miami real estate | $30,384 |
| Gold | $27,463 |
Frequently asked questions
Miami real estate or Gold: which returned more?
Since 2013, Miami real estate returned more in U.S. dollars. Over shorter windows the lead can change — see the per-window table on the page.
Does a higher return mean a better investment?
Not on its own — risk matters. The page shows the volatility and the largest drop of each; similar returns can hide very different rides.
Are these figures in real terms?
No — these are nominal returns in U.S. dollars. To see real (inflation-adjusted) gains, compare each one against U.S. inflation (CPI).
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Descriptive, educational content computed from official public data. Not investment advice. Past performance does not guarantee future results.