$10,000 in S&P 500 in 1990 would be $222,321 today (22×)
$222,321
Updated July 1, 2026 · daily closing prices (not exportable)
$10,000 invested in S&P 500 in 1990 would be worth $222,321.33 today — multiplied 22 times, about 9% a year over 37 years. Figures in U.S. dollars, at daily closing prices.
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The investment curve
The worst drawdown: the position fell as much as 53% from its peak (2009/02). The chart makes the multiple look easy; holding through that drop is what almost no one does.
What if you'd started in another year?
The same $10,000, for every entry year:
| Entry year | Value today | Multiple |
|---|---|---|
| 1970 | $860,521 | 86× |
| 1971 | $763,053 | 76× |
| 1972 | $703,882 | 70× |
| 1973 | $630,540 | 63× |
| 1974 | $757,601 | 76× |
| 1975 | $950,396 | 95× |
| 1976 | $725,377 | 73× |
| 1977 | $717,059 | 72× |
| 1978 | $819,737 | 82× |
| 1979 | $732,127 | 73× |
| 1980 | $640,868 | 64× |
| 1981 | $564,736 | 56× |
| 1982 | $607,654 | 61× |
| 1983 | $503,520 | 50× |
| 1984 | $447,717 | 45× |
| 1985 | $407,290 | 41× |
| 1986 | $345,460 | 35× |
| 1987 | $266,935 | 27× |
| 1988 | $284,598 | 28× |
| 1989 | $245,946 | 25× |
| 1990 | $222,321 | 22× |
| 1991 | $212,722 | 21× |
| 1992 | $178,975 | 18× |
| 1993 | $166,738 | 17× |
| 1994 | $151,910 | 15× |
| 1995 | $155,524 | 16× |
| 1996 | $115,030 | 12× |
| 1997 | $93,062 | 9.3× |
| 1998 | $74,633 | 7.5× |
| 1999 | $57,174 | 5.7× |
| 2000 | $52,466 | 5.2× |
| 2001 | $53,559 | 5.4× |
| 2002 | $64,733 | 6.5× |
| 2003 | $85,499 | 8.5× |
| 2004 | $64,680 | 6.5× |
| 2005 | $61,935 | 6.2× |
| 2006 | $57,154 | 5.7× |
| 2007 | $50,869 | 5.1× |
| 2008 | $53,071 | 5.3× |
| 2009 | $88,586 | 8.9× |
| 2010 | $68,129 | 6.8× |
| 2011 | $56,885 | 5.7× |
| 2012 | $55,746 | 5.6× |
| 2013 | $48,836 | 4.9× |
| 2014 | $41,042 | 4.1× |
| 2015 | $36,673 | 3.7× |
| 2016 | $37,707 | 3.8× |
| 2017 | $32,104 | 3.2× |
| 2018 | $25,909 | 2.6× |
| 2019 | $27,056 | 2.7× |
| 2020 | $22,682 | 2.3× |
| 2021 | $19,698 | 2.0× |
| 2022 | $16,202 | 1.6× |
| 2023 | $17,947 | 1.8× |
| 2024 | $15,098 | 1.5× |
| 2025 | $12,112 | 1.2× |
Against the benchmarks
| The same money in | Value today |
|---|---|
| S&P 500 | $222,321 |
| Inflation only (U.S. CPI) | $26,213 |
The S&P 500 figure is a price index, in U.S. dollars, with no dividends reinvested. The inflation line is the same money doing nothing but keeping its purchasing power.
Frequently asked questions
Did S&P 500 beat inflation?
After adjusting for U.S. consumer prices (CPI), the result is a 8.5× gain in real terms — what's left once the dollar's loss of purchasing power is removed.
What if I'd invested in a different year?
The result changes a lot with the entry point. Our series starts in 1970; the year-by-year table on this page shows the outcome for every starting year.
What was the worst drawdown?
The largest peak-to-trough drop was 53%, reached around Feb/2009. Holding through that decline was the cost of the full result above.
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Descriptive, educational content computed from official public data. Not investment advice. Past performance does not guarantee future results.